Independent Insurance Agent — Portland, OR & Vancouver, WA
Insurance That Works for You — Not the Insurance Company
Michael Denniston is an independent agent who shops dozens of carriers to find the Medicare, ACA, dental, and supplemental plans that fit your life and budget.
Annual Enrollment Period (AEP) runs Oct 15 – Dec 7. Now is the time to review your Medicare coverage.
Review My PlanWhy choose an independent agent
You Deserve Advice That's Actually on Your Side
True Independence
We work for you — not for any insurance company. That means we can shop dozens of carriers and recommend the plan that genuinely fits your needs, not the one that pays the highest commission.
"An independent agent has no reason to steer you wrong. Our only job is finding the right plan for you."
— Michael Denniston
Personalized Plans
Your health situation is unique. We take the time to understand your doctors, prescriptions, and budget before recommending anything. No cookie-cutter plans here.
Simple Solutions
Medicare can feel overwhelming. We break it down into plain language so you understand exactly what you're getting — and what you're not. No jargon, no pressure.
Medicare A, B, C, D explained
Supplement plans compared
ACA marketplace guidance
Enrollment done right
Our mission
Making Insurance Simple for Real People
Michael Denniston started Michael's Insurance Solutions because he saw too many people paying too much for coverage that didn't fit their needs — or going without coverage because the process felt too complicated.
As an independent agent, Michael has no loyalty to any single carrier. His only loyalty is to his clients. That means honest comparisons, plain-language explanations, and a plan you can actually afford.
Coverage options
Plans for Every Stage of Life
From Medicare supplements to ACA marketplace plans, dental, vision, life insurance, and more — all compared side by side so you get the best value.
Medicare & Supplements
Medicare Parts A, B, C & D explained. Medigap supplement plans compared across top carriers.
ACA / Individual Health
Marketplace health insurance plans with subsidy optimization for individuals and families.
Dental & Vision
Standalone dental and vision plans from Delta Dental, Humana, VSP, EyeMed, and more.
Life & Final Expense
Term life, whole life, and final expense policies to protect the people who depend on you.
Fixed Annuities
Guaranteed growth and protected retirement income with fixed annuity products.
Supplemental Coverage
Hospital indemnity, disability, and AD&D plans that fill the gaps in your primary coverage.
Questions? Call Michael directly.
(888) 589-4403Ready to get started?
Let's Find the Right Plan for You
Getting the right insurance doesn't have to be stressful. Michael will walk you through your options in plain language, compare plans side by side, and help you enroll — all at no cost to you.
