ACA Plans

Michael's Insurance Solutions

Affordable Care Act Plans (ACA)

Michael's Insurance Solutions

What is the Affordable Care Act?

The Affordable Care Act, also known as "Obamacare", was developed to help individual’s access affordable health insurance through a health insurance marketplace where Americans can purchase federally regulated and subsidized health insurance during open enrollment.

In order to qualify, you must sign up during Open Enrollment but could still be eligible if you had a qualifying life event such as changing jobs, getting married/divorced, moving, etc. We’ll help determine if you are eligible and find you the best plan in any case.

Finding the right plan can be difficult. Each plan has its pros and cons, especially considering how costs can greatly range - depending on the plan's deductibles, co-pays, premiums, provider networks, to name a few.

ObamaCare works with dozens of health insurance carriers and brokers, making it easy for you to compare several health insurance options. To get started, enter your zip code and tell us about yourself. If qualified for an Affordable Care Act health plan, you can work with all of the health carriers listed to compare plans and prices. Once you provide us with the information required on our form, we attempt to match you with appropriate insurance agents, brokers, carriers or other service providers to help you acquire the best health insurance.

ACA (Affordable Care Act Plans)

ACA Affordable Care Act Plans are for people under 65 that do not have Medicare. Many people qualify for subsidies to help pay premiums for these plans. I help individuals find the right plan for themselves, their families as well as for employers in the areas where they live and work.

A set of 10 categories of services health insurance plans must cover under the Affordable Care Act. Fundamental Health Benefits can include doctors' services, inpatient and outpatient hospital care, prescription drug coverage, pregnancy and childbirth, mental health services, and more. There are other plans that can cover more services.